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"Will I manage to close a debt?" is the question of those managing a debt situation (mortgage, loans, overdraft, family debts) and wondering if they can extinguish it. The cards are not a financial tool but can help recognize whether the mental attitude is one of fear or action.
Eight of Pentacles and Seven of Pentacles (patient work, constancy) support the idea that with method debt closes. King of Pentacles represents authority over your matter. Five of Pentacles (fear of scarcity) or Ten of Swords (collapse feeling) indicate the emotional block is as big as the material one. The Magician and the Sun indicate regained lucidity and trust.
Identify exactly how much you owe, to whom, in what time. For significant debt, consulting an accountant or debt service (consumer associations, crisis settlement bodies) is useful. Negotiating installments, consolidating debts, reducing discretionary expenses are concrete steps. Cards help recognize whether you feel victim or protagonist of the situation.
No. They can indicate "soon", "long time", "with constant effort".
Cards do not act on the material world. They help you read your mental state: closing debt depends on real choices and actions.
Use it as a signal to ask for help: speak to someone, contact a counselor, build a plan. Unmanaged debt worsens; addressed debt closes, perhaps with time.